Personal Loans and Lines of Credit

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Overview

Personal loans and lines of credit are great ways to fund major expenses, cover immediate or emergency expenses, consolidate debt, and better manage personal cash flow. When you take out a personal loan or line of credit, you’ll have access to a ready source of funds at a competitive interest rate. A personal loan lets you borrow for a specified period of time, receiving a one-time lump sum that’s paid down through fixed monthly payments with a fixed rate and fixed term.

A personal line of credit is a borrowing limit that you can tap. The funds are available up to a pre-assigned credit limit, and you can reuse this money as you repay it. Your monthly payment will be based on how much money you have outstanding, and you only pay interest on the amount of money that you actually borrow.

Personal Loan and Line of Credit Options

Flix Standard Trust offers a variety of secured and unsecured loans to fit your borrowing needs. Secured loans require collateral such as a home, car, or Flix Standard Trust CD or savings account.

  • Home Equity Loan
  • Auto Loan
  • Consumer Real Estate Loan
  • Credit Builder – designed for those with limited credit or facing credit challenges

How do I apply for a loan

1

Learn the processing from us

Flix Standard Trust offers flexible lending options. Whether you want to purchase a home or apply for a credit card, our products can fit your needs and goals.

2

Apply within 30 minutes

Our Personal Lending solutions feature competitive rates and flexible repayment terms, plus an easy application process that gives you quick access to your funds upon approval.

3

We will make a decision within 24 hours

From large purchases like a home to unexpected expenses, our Personal Lending solutions can help you access the funds you need to achieve your personal and financial goals.